DWAYNE PATTERSON

I have experience with military financing, relocations. My goal is to make the process of buying a home seamless for you and your family during your transistion.

Buying A Home

Determine Your Housing Needs and Price Range What you need in a house depends on: 

• The size, the age, and activities of your family
• The amount you have available for a down payment 
• The amount of mortgage you can qualify for -- what you can afford to pay
• What's available in the local real estate market

Visit the Area and See the Homes Available

• Take house hunting trip as soon as possible
• Request an overall area tour first to get a feel for new area, different neighborhoods, styles of homes, etc... 
• Eliminate homes as you are looking

Select a Home and Make an Offer

Your offer should include price, closing date, contingencies, inspection and closing costs and personal property conveyed with sale Closing Process

• All conditions fulfilled, contingencies removed
• Title to the property will be passed from the seller to you
• Sign the deed of trust/mortgage; note; VA, FHA, lender forms, settlement sheets 
• Pay balance of down payment and closing cost with cashier/certified check
• Costs vary depending on type of mortgage, but include: financing costs (discount points, mortgage insurance premium, VA funding fee); escrows; title search and insurance; transfer taxes and recording fees; appraisal and credit report; homeowner's insurance; real estate taxes; prepaid interest; survey; termite inspection; other customary or lender-required fee 
• You can negotiate with seller to pay any of these costs

Getting the relocation or home buyer assitance you need for Arizona Area Homes and surrounding areas , such as Golden Valley, Mohave County and Lake Havesu is simple with my ArizonaArea Homes relcoation kit. You can find it all here, on my real estate website. In fact, make your home search easier, and become a VIP Buyer. Get immediate information of ALL new listings that match your criteria emailed to you. As always, if you have any questions about the Arizona Area Homes real estate market, or finding that perfect home here in Arizona Area Homes please let me know. Contact me NOW!